Semi-Integrated Payments

Modern Architecture with Turnkey EMV & P2PE

Our Approach

Evolve your in-store payments with a modern semi-integrated architecture. Unlike traditional solutions that pass card data through the POS, Index Semi-Integrated Payments for Verifone and Ingenico devices fully delegates payment to the PIN pad to enable security benefits, remote device management and more.

What is Index Semi-Integrated Payments?

Index’s semi-integrated architecture routes payment data directly from the PIN pad to the processor, removing the point-of-sale (POS) from the critical path. An IP-connected PIN pad collects tender, requests authorization, and returns a simple approval to the POS. Index PIN pad software drives the in-store user experience, and cloud services enable a range of value-added services.

Key Benefits

Reduced PCI Scope and Improved Security

Because payment data never enters the POS, your POS is fully removed from PCI scope. With the POS out of the payment path, Index makes it simple to deploy critical security improvements like P2PE and EMV with Quick Chip.

Flexibility to Evolve Quickly

Simplifying the communication between the PIN pad and POS makes it easy to deploy new payment and marketing solutions. The PIN pad becomes an independent device that can be easily upgraded, serving as a powerful point of customer engagement.

Flexibility to Evolve Quickly

Simplifying the communication between the PIN pad and POS makes it easy to deploy new payment and marketing solutions. The PIN pad becomes an independent device that can be easily upgraded, serving as a powerful point of customer engagement.

Remote Device Management & Configuration

Remotely manage your fleet of devices and turn features on and off including tender types, cash back, tip collection, signature capture, e-receipts and loyalty sign-up.

Reduced PCI
Scope

Remote PIN Pad
Management

Apple Pay &
Android Pay

Point-to-Point
Encryption

EMV with
Quick Chip

Value Added
Services
Next Payments & Security Solution
Index Hosted Gateway
A cloud-based hosted payment gateway. Link any POS environment to any payment processor to achieve processing flexibility and reliability.